Lender in South Carolina · HMDA 2025
Northpoint Mortgage, Inc. mortgages in South Carolina
Northpoint Mortgage, Inc.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Northpoint Mortgage, Inc. originated 332 owner-occupied single-family loans in South Carolina from 338 completed applications.
Its median conventional purchase loan costs were $5,340 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.75% (South Carolina: 6.624%).
Loans in SC
332
of 338 applications
Denial rate
1.7%
Purchase · SC 8.8%
Rate spread
+0.19 pts
Conv. · SC +0.12 pts
Loan amount
$425,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 290 | 285 | 1.7% | 6.750% | +0.19 pts | $5,340 | $425,000 |
| Refinance | 20 | 19 | 5.0% | — | — | — | — |
| Cash-out refinance | 28 | 28 | 0.0% | 6.750% | +0.24 pts | $4,590 | $415,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Northpoint Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Beaufort County | 3 | 202 | 5.7% |
| Jasper County | 16 | 19 | 1.6% |
| Bamberg County | 23 | 1 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology