Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

Norwich Commercial Group, Inc. mortgages in New York

Norwich Commercial Group, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

Norwich Commercial Group, Inc. originated 651 owner-occupied single-family loans in New York from 741 completed applications.

Its median conventional purchase loan costs were $7,580 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.75% (New York: 6.50%).

Loans in NY
651
of 741 applications
Denial rate
10.4%
Purchase · NY 9.5%
Rate spread
+0.29 pts
Conv. · NY +0.07 pts
Loan amount
$605,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase65457910.4%6.750%+0.29 pts$7,580$605,000
Refinance877213.8%6.875%+0.29 pts$10,030$555,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

New York counties where Norwich Commercial Group, Inc. ranks in the top 25

CountyRankLoansMarket share
Orange County41945.5%
Rockland County41747.4%
Sullivan County5254.1%
Kings County24721.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology