Lender in New Mexico · HMDA 2025
Nusenda mortgages in New Mexico
Nusenda's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Nusenda originated 450 owner-occupied single-family loans in New Mexico from 506 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $3,760 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
450
of 506 applications
Denial rate
4.7%
Purchase · NM 8.3%
Rate spread
−0.02 pts
Conv. · NM +0.18 pts
Loan amount
$305,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 321 | 301 | 4.7% | 6.625% | −0.02 pts | $3,760 | $305,000 |
| Refinance | 117 | 97 | 12.8% | — | +1.13 pts | $3,370 | $155,000 |
| Cash-out refinance | 68 | 52 | 23.5% | — | +0.20 pts | $3,420 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Nusenda ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Socorro County | 3 | 5 | 5.9% |
| Bernalillo County | 6 | 293 | 3.6% |
| Cibola County | 6 | 2 | 3.9% |
| Taos County | 9 | 5 | 2.5% |
| Santa Fe County | 11 | 41 | 2.5% |
| Quay County | 12 | 1 | 3.1% |
| Valencia County | 14 | 25 | 2.2% |
| Rio Arriba County | 14 | 2 | 1.5% |
| Los Alamos County | 16 | 4 | 1.1% |
| Sandoval County | 19 | 40 | 1.3% |
| Grant County | 22 | 2 | 1.2% |
| Colfax County | 24 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology