Lender in North Carolina · HMDA 2025
NVR Mortgage Finance, Inc. mortgages in North Carolina
NVR Mortgage Finance, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
NVR Mortgage Finance, Inc. originated 1,703 owner-occupied single-family loans in North Carolina from 2,136 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $5,290 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
1,703
of 2,136 applications
Denial rate
20.3%
Purchase · NC 7.6%
Rate spread
+0.00 pts
Conv. · NC +0.04 pts
Loan amount
$305,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,136 | 1,703 | 20.3% | 6.500% | +0.00 pts | $5,290 | $305,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where NVR Mortgage Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pasquotank County | 1 | 111 | 13.4% |
| Currituck County | 1 | 95 | 12.7% |
| Camden County | 1 | 26 | 9.4% |
| Brunswick County | 3 | 236 | 5.4% |
| Union County | 5 | 129 | 2.6% |
| Lee County | 5 | 47 | 4.1% |
| Cabarrus County | 6 | 113 | 2.5% |
| Nash County | 9 | 42 | 3.0% |
| Wake County | 10 | 352 | 1.8% |
| Mecklenburg County | 16 | 254 | 1.4% |
| Harnett County | 16 | 65 | 1.6% |
| Rowan County | 17 | 32 | 1.4% |
| Lincoln County | 17 | 29 | 1.7% |
| Franklin County | 17 | 22 | 1.4% |
| Durham County | 22 | 57 | 1.2% |
- NVR Mortgage Finance, Inc. nationwide
- North Carolina mortgage market
- NVR Mortgage Finance, Inc. in Virginia
- NVR Mortgage Finance, Inc. in Maryland
- NVR Mortgage Finance, Inc. in Ohio
- NVR Mortgage Finance, Inc. in Pennsylvania
- NVR Mortgage Finance, Inc. in South Carolina
- NVR Mortgage Finance, Inc. in Florida
- NVR Mortgage Finance, Inc. in Delaware
- NVR Mortgage Finance, Inc. in Tennessee
- NVR Mortgage Finance, Inc. in New Jersey
- NVR Mortgage Finance, Inc. in Indiana
- NVR Mortgage Finance, Inc. in Illinois
- NVR Mortgage Finance, Inc. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology