Lender in Minnesota · HMDA 2025
Old National Bank mortgages in Minnesota
Old National Bank's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Old National Bank originated 915 owner-occupied single-family loans in Minnesota from 989 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $4,250 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.50% (Minnesota: 6.625%).
Loans in MN
915
of 989 applications
Denial rate
4.3%
Purchase · MN 5.2%
Rate spread
−0.03 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 796 | 758 | 4.3% | 6.500% | −0.03 pts | $4,250 | $285,000 |
| Refinance | 119 | 100 | 16.0% | 6.500% | −0.08 pts | $3,250 | $345,000 |
| Cash-out refinance | 74 | 57 | 23.0% | 6.875% | +0.29 pts | $4,100 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Old National Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Stevens County | 1 | 9 | 11.5% |
| Polk County | 3 | 28 | 8.3% |
| Lyon County | 4 | 20 | 7.8% |
| Redwood County | 4 | 12 | 7.5% |
| Grant County | 5 | 3 | 4.3% |
| Kandiyohi County | 6 | 20 | 4.4% |
| Becker County | 6 | 17 | 4.1% |
| Dodge County | 6 | 12 | 3.8% |
| Marshall County | 6 | 4 | 5.0% |
| Wilkin County | 6 | 3 | 4.0% |
| Winona County | 7 | 9 | 1.8% |
| Lac qui Parle County | 7 | 2 | 3.9% |
| Douglas County | 8 | 12 | 2.8% |
| Swift County | 8 | 3 | 3.4% |
| Stearns County | 11 | 42 | 2.1% |
| Blue Earth County | 11 | 15 | 2.1% |
| Benton County | 11 | 13 | 2.4% |
| Nicollet County | 11 | 10 | 2.2% |
| Houston County | 11 | 4 | 1.7% |
| Yellow Medicine County | 11 | 2 | 2.3% |
| Carver County | 12 | 46 | 2.3% |
| Aitkin County | 12 | 5 | 2.5% |
| Sibley County | 12 | 5 | 2.3% |
| Mille Lacs County | 13 | 8 | 1.8% |
| Renville County | 13 | 3 | 2.0% |
| Norman County | 13 | 2 | 2.9% |
| Faribault County | 14 | 2 | 1.6% |
| Big Stone County | 14 | 1 | 2.3% |
| Crow Wing County | 15 | 18 | 2.1% |
| Brown County | 15 | 5 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology