Lender in Louisiana · HMDA 2025
OnPath Federal Credit Union mortgages in Louisiana
OnPath Federal Credit Union's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
OnPath Federal Credit Union originated 206 owner-occupied single-family loans in Louisiana from 221 completed applications.
Its median conventional purchase loan costs were $5,090 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.25% (Louisiana: 6.625%).
Loans in LA
206
of 221 applications
Denial rate
3.5%
Purchase · LA 10.2%
Rate spread
−0.02 pts
Conv. · LA +0.19 pts
Loan amount
$415,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 171 | 165 | 3.5% | 6.250% | −0.02 pts | $5,090 | $415,000 |
| Refinance | 14 | 12 | — | — | — | — | — |
| Cash-out refinance | 36 | 29 | 19.4% | — | +0.28 pts | $4,020 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where OnPath Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. James Parish | 8 | 3 | 1.8% |
| Orleans Parish | 9 | 81 | 3.2% |
| St. John the Baptist Parish | 9 | 8 | 2.7% |
| St. Charles Parish | 11 | 11 | 1.9% |
| Jefferson Parish | 16 | 46 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology