Lender in California · HMDA 2025
Ony Glo, Inc. mortgages in California
Ony Glo, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Ony Glo, Inc. originated 354 owner-occupied single-family loans in California from 541 completed applications.
Its median conventional purchase loan costs were $7,740 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
354
of 541 applications
Denial rate
33.8%
Purchase · CA 8.9%
Rate spread
+0.07 pts
Conv. · CA +0.09 pts
Loan amount
$625,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 340 | 224 | 33.8% | 6.625% | +0.07 pts | $7,740 | $625,000 |
| Refinance | 201 | 130 | 35.3% | 6.624% | +0.08 pts | $4,860 | $645,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology