Lender in Oregon · HMDA 2025
Oregon Community mortgages in Oregon
Oregon Community's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Oregon Community originated 224 owner-occupied single-family loans in Oregon from 267 completed applications.
Its median conventional purchase loan costs were $5,510 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
224
of 267 applications
Denial rate
4.7%
Purchase · OR 5.7%
Rate spread
+0.15 pts
Conv. · OR +0.12 pts
Loan amount
$365,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 191 | 171 | 4.7% | 6.625% | +0.15 pts | $5,510 | $365,000 |
| Refinance | 43 | 33 | 18.6% | 6.125% | −0.02 pts | $3,980 | $355,000 |
| Cash-out refinance | 33 | 20 | 33.3% | — | +0.09 pts | $5,040 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Oregon Community ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lane County | 7 | 133 | 3.4% |
| Benton County | 15 | 12 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology