Lender in Tennessee · HMDA 2025
Orion Federal Credit Union mortgages in Tennessee
Orion Federal Credit Union's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Orion Federal Credit Union originated 242 owner-occupied single-family loans in Tennessee from 251 completed applications.
Its median conventional purchase loan costs were $3,660 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.375% (Tennessee: 6.624%).
Loans in TN
242
of 251 applications
Denial rate
2.9%
Purchase · TN 7.7%
Rate spread
−0.09 pts
Conv. · TN +0.11 pts
Loan amount
$335,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 205 | 199 | 2.9% | 6.375% | −0.09 pts | $3,660 | $335,000 |
| Refinance | 13 | 13 | — | — | — | — | — |
| Cash-out refinance | 33 | 30 | 9.1% | 6.750% | +0.13 pts | $2,570 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Orion Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shelby County | 9 | 210 | 2.5% |
| Fayette County | 16 | 13 | 1.6% |
| Hardeman County | 19 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology