Lender in California · HMDA 2025
Pacific Lending LLC mortgages in California
Pacific Lending LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Pacific Lending LLC originated 284 owner-occupied single-family loans in California from 284 completed applications.
Its median conventional purchase loan costs were $10,060 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
284
of 284 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
+0.46 pts
Conv. · CA +0.09 pts
Loan amount
$415,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 216 | 216 | 0.0% | 6.750% | +0.46 pts | $10,060 | $415,000 |
| Refinance | 37 | 37 | 0.0% | 6.625% | +0.43 pts | $6,770 | $475,000 |
| Cash-out refinance | 31 | 31 | 0.0% | — | — | — | $375,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Pacific Lending LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tulare County | 10 | 106 | 2.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology