Lender in Illinois · HMDA 2025
Pacor Mortgage Corp. mortgages in Illinois
Pacor Mortgage Corp.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Pacor Mortgage Corp. originated 238 owner-occupied single-family loans in Illinois from 240 completed applications.
Its median conventional purchase loan costs were $6,290 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
238
of 240 applications
Denial rate
1.0%
Purchase · IL 9.2%
Rate spread
+0.49 pts
Conv. · IL +0.27 pts
Loan amount
$305,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 198 | 196 | 1.0% | 6.875% | +0.49 pts | $6,290 | $305,000 |
| Refinance | 40 | 40 | 0.0% | 6.750% | +0.40 pts | $2,990 | $315,000 |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology