Lender in Missouri · HMDA 2025
Paramount Bank mortgages in Missouri
Paramount Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Paramount Bank originated 250 owner-occupied single-family loans in Missouri from 263 completed applications.
Its median conventional purchase loan costs were $3,870 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.75% (Missouri: 6.625%).
Loans in MO
250
of 263 applications
Denial rate
4.5%
Purchase · MO 6.5%
Rate spread
+0.19 pts
Conv. · MO +0.24 pts
Loan amount
$315,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 222 | 212 | 4.5% | 6.750% | +0.19 pts | $3,870 | $315,000 |
| Refinance | 29 | 27 | 6.9% | 6.625% | +0.27 pts | $2,630 | $465,000 |
| Cash-out refinance | 12 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Paramount Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Reynolds County | 21 | 1 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology