Lender in Tennessee · HMDA 2025
Patriot Bank mortgages in Tennessee
Patriot Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Patriot Bank originated 339 owner-occupied single-family loans in Tennessee from 353 completed applications.
Its median conventional purchase loan costs were $4,510 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.375% (Tennessee: 6.624%).
Loans in TN
339
of 353 applications
Denial rate
2.2%
Purchase · TN 7.7%
Rate spread
−0.08 pts
Conv. · TN +0.11 pts
Loan amount
$285,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 320 | 312 | 2.2% | 6.375% | −0.08 pts | $4,510 | $285,000 |
| Refinance | 9 | 6 | — | — | — | — | — |
| Cash-out refinance | 24 | 21 | 12.5% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Patriot Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tipton County | 1 | 82 | 9.2% |
| Shelby County | 7 | 229 | 2.8% |
| Fayette County | 12 | 18 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology