Lender in Kansas · HMDA 2025
Peoples Bank and Trust Company mortgages in Kansas
Peoples Bank and Trust Company's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Peoples Bank and Trust Company originated 510 owner-occupied single-family loans in Kansas from 538 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $3,070 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.75% (Kansas: 6.625%).
Loans in KS
510
of 538 applications
Denial rate
1.6%
Purchase · KS 6.6%
Rate spread
+0.24 pts
Conv. · KS +0.18 pts
Loan amount
$205,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 430 | 423 | 1.6% | 6.750% | +0.24 pts | $3,070 | $205,000 |
| Refinance | 67 | 57 | 14.9% | — | +0.27 pts | $2,490 | $155,000 |
| Cash-out refinance | 41 | 30 | 26.8% | 6.750% | +0.28 pts | $2,820 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Peoples Bank and Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McPherson County | 1 | 75 | 25.3% |
| Rice County | 1 | 19 | 25.3% |
| Ness County | 1 | 8 | 42.1% |
| Harvey County | 2 | 27 | 6.1% |
| Barton County | 2 | 21 | 9.6% |
| Rush County | 2 | 3 | 11.5% |
| Reno County | 3 | 74 | 10.1% |
| Harper County | 3 | 5 | 9.6% |
| Lane County | 4 | 1 | 14.3% |
| Barber County | 8 | 1 | 2.7% |
| Kingman County | 9 | 3 | 3.2% |
| Sedgwick County | 11 | 229 | 3.1% |
| Sumner County | 11 | 8 | 2.7% |
| Mitchell County | 11 | 1 | 2.7% |
| Butler County | 15 | 20 | 1.8% |
| Saline County | 17 | 6 | 1.5% |
| Pratt County | 17 | 1 | 1.3% |
| Marion County | 18 | 2 | 1.7% |
| Labette County | 25 | 1 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology