Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Pilgrim Mortgage LLC mortgages in Texas

Pilgrim Mortgage LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Pilgrim Mortgage LLC originated 997 owner-occupied single-family loans in Texas from 1,016 completed applications.

Its median conventional purchase loan costs were $7,610 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).

Loans in TX
997
of 1,016 applications
Denial rate
1.6%
Purchase · TX 10.2%
Rate spread
+0.22 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase8708551.6%6.625%+0.22 pts$7,610$325,000
Refinance1401372.1%6.490%+0.13 pts$6,750$395,000
Cash-out refinance65—————

*Conventional loans only; medians with at least 20 loans.

Texas counties where Pilgrim Mortgage LLC ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology