Lender in Illinois · HMDA 2025
Point Mortgage Corporation mortgages in Illinois
Point Mortgage Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Point Mortgage Corporation originated 456 owner-occupied single-family loans in Illinois from 479 completed applications.
Its median conventional purchase loan costs were $5,520 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
456
of 479 applications
Denial rate
1.6%
Purchase · IL 9.2%
Rate spread
+0.26 pts
Conv. · IL +0.27 pts
Loan amount
$255,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 428 | 410 | 1.6% | 6.625% | +0.26 pts | $5,520 | $255,000 |
| Refinance | 34 | 32 | 0.0% | 6.490% | +0.15 pts | $3,040 | $335,000 |
| Cash-out refinance | 17 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Point Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McLean County | 4 | 102 | 4.6% |
| De Witt County | 10 | 5 | 2.5% |
| Champaign County | 13 | 44 | 2.2% |
| Iroquois County | 14 | 4 | 1.6% |
| Marshall County | 15 | 3 | 1.7% |
| Woodford County | 21 | 4 | 0.8% |
| Grundy County | 23 | 8 | 1.0% |
| Edgar County | 23 | 1 | 0.7% |
| LaSalle County | 24 | 10 | 0.8% |
| Bureau County | 24 | 2 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology