Lender in Ohio · HMDA 2025
Polaris Home Funding Corp. mortgages in Ohio
Polaris Home Funding Corp.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Polaris Home Funding Corp. originated 631 owner-occupied single-family loans in Ohio from 774 completed applications.
Its median conventional purchase loan costs were $5,130 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
631
of 774 applications
Denial rate
5.5%
Purchase · OH 7.1%
Rate spread
+0.52 pts
Conv. · OH +0.22 pts
Loan amount
$185,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 707 | 586 | 5.5% | 6.875% | +0.52 pts | $5,130 | $185,000 |
| Refinance | 55 | 41 | 12.7% | — | — | — | $195,000 |
| Cash-out refinance | 12 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Polaris Home Funding Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 1 | 102 | 17.1% |
| Harrison County | 1 | 14 | 10.6% |
| Carroll County | 4 | 15 | 5.5% |
| Tuscarawas County | 6 | 46 | 5.4% |
| Stark County | 9 | 125 | 2.4% |
| Darke County | 9 | 12 | 1.9% |
| Morgan County | 10 | 3 | 2.4% |
| Scioto County | 12 | 12 | 1.8% |
| Washington County | 13 | 9 | 1.7% |
| Columbiana County | 14 | 15 | 1.4% |
| Wayne County | 15 | 20 | 1.6% |
| Adams County | 16 | 4 | 1.5% |
| Hancock County | 18 | 10 | 1.0% |
| Seneca County | 18 | 6 | 1.1% |
| Hocking County | 19 | 3 | 1.1% |
| Henry County | 22 | 3 | 0.9% |
| Guernsey County | 24 | 4 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology