Lender in Pennsylvania · HMDA 2025
Police & Fire mortgages in Pennsylvania
Police & Fire's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Police & Fire originated 628 owner-occupied single-family loans in Pennsylvania from 904 completed applications.
Its median conventional purchase loan costs were $4,440 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).
Loans in PA
628
of 904 applications
Denial rate
6.3%
Purchase · PA 6.7%
Rate spread
+0.01 pts
Conv. · PA +0.17 pts
Loan amount
$335,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 127 | 115 | 6.3% | 6.750% | +0.01 pts | $4,440 | $335,000 |
| Refinance | 184 | 150 | 16.9% | — | −0.36 pts | $0 | $345,000 |
| Cash-out refinance | 593 | 363 | 37.4% | — | +0.12 pts | $0 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Police & Fire ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Philadelphia County | 8 | 292 | 2.3% |
| Bucks County | 10 | 134 | 1.9% |
| Montgomery County | 19 | 109 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology