Lender in Kansas · HMDA 2025
Premier Members Credit Union mortgages in Kansas
Premier Members Credit Union's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Premier Members Credit Union originated 296 owner-occupied single-family loans in Kansas from 319 completed applications.
Its median conventional purchase loan costs were $3,070 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 5.875% (Kansas: 6.625%).
Loans in KS
296
of 319 applications
Denial rate
2.5%
Purchase · KS 6.6%
Rate spread
−0.09 pts
Conv. · KS +0.18 pts
Loan amount
$215,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 245 | 234 | 2.5% | 5.875% | −0.09 pts | $3,070 | $215,000 |
| Refinance | 22 | 19 | 13.6% | — | — | — | — |
| Cash-out refinance | 52 | 43 | 17.3% | 6.125% | +0.19 pts | $2,740 | $115,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Premier Members Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Elk County | 6 | 1 | 8.3% |
| Sedgwick County | 12 | 224 | 3.1% |
| Butler County | 12 | 28 | 2.5% |
| Cowley County | 17 | 5 | 1.6% |
| Ottawa County | 18 | 1 | 1.6% |
| Reno County | 25 | 5 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology