Lender in Mississippi · HMDA 2025
PriorityOne Bank mortgages in Mississippi
PriorityOne Bank's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
PriorityOne Bank originated 311 owner-occupied single-family loans in Mississippi from 346 completed applications, making it the state's #25 lender by volume.
Loans in MS
311
of 346 applications
Denial rate
4.5%
Purchase · MS 11.3%
Rate spread
+0.41 pts
Conv. · MS +0.26 pts
Loan amount
$235,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 291 | 272 | 4.5% | 6.750% | +0.41 pts | — | $235,000 |
| Refinance | 52 | 36 | 26.9% | — | +0.47 pts | — | $235,000 |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where PriorityOne Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Covington County | 1 | 15 | 13.6% |
| Coahoma County | 1 | 6 | 8.5% |
| Simpson County | 2 | 19 | 9.8% |
| Scott County | 4 | 10 | 5.9% |
| Smith County | 5 | 6 | 5.5% |
| Jefferson Davis County | 7 | 2 | 4.3% |
| Rankin County | 8 | 73 | 3.0% |
| Carroll County | 8 | 2 | 2.9% |
| Quitman County | 8 | 1 | 5.3% |
| Madison County | 9 | 48 | 2.9% |
| Lamar County | 9 | 29 | 3.3% |
| Copiah County | 10 | 4 | 2.9% |
| Marion County | 11 | 4 | 1.8% |
| Yazoo County | 11 | 3 | 2.2% |
| Perry County | 11 | 2 | 2.7% |
| Hinds County | 13 | 32 | 2.1% |
| Humphreys County | 13 | 1 | 2.5% |
| Leflore County | 14 | 2 | 1.3% |
| Jones County | 16 | 7 | 1.3% |
| Sunflower County | 18 | 1 | 0.8% |
| Bolivar County | 20 | 2 | 1.2% |
| Lawrence County | 20 | 1 | 1.2% |
| Jasper County | 21 | 1 | 1.3% |
| Forrest County | 22 | 10 | 1.3% |
| Lincoln County | 23 | 2 | 1.0% |
| Leake County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology