Lender in Texas · HMDA 2025
Prosperity Bank mortgages in Texas
Prosperity Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Prosperity Bank originated 1,133 owner-occupied single-family loans in Texas from 1,729 completed applications.
Its median conventional purchase loan costs were $4,340 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
1,133
of 1,729 applications
Denial rate
27.2%
Purchase · TX 10.2%
Rate spread
+0.07 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,344 | 949 | 27.2% | 6.875% | +0.07 pts | $4,340 | $305,000 |
| Refinance | 278 | 135 | 48.9% | 7.000% | +0.64 pts | $4,010 | $245,000 |
| Cash-out refinance | 107 | 49 | 46.7% | 6.625% | +0.28 pts | $5,370 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Prosperity Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hale County | 1 | 27 | 13.6% |
| Leon County | 4 | 7 | 4.4% |
| Houston County | 4 | 6 | 5.0% |
| Goliad County | 4 | 3 | 5.1% |
| Anderson County | 5 | 14 | 4.3% |
| Terry County | 6 | 4 | 5.9% |
| Madison County | 6 | 3 | 3.2% |
| Victoria County | 7 | 24 | 3.2% |
| Freestone County | 7 | 6 | 3.8% |
| Jackson County | 7 | 3 | 3.0% |
| Swisher County | 7 | 2 | 3.2% |
| Jim Hogg County | 7 | 1 | 7.1% |
| Kleberg County | 8 | 7 | 3.7% |
| Childress County | 8 | 1 | 2.8% |
| Floyd County | 8 | 1 | 5.0% |
| Matagorda County | 9 | 8 | 2.7% |
| Fayette County | 9 | 4 | 2.3% |
| Lamb County | 9 | 2 | 2.6% |
| Lynn County | 9 | 2 | 3.0% |
| Aransas County | 10 | 8 | 2.2% |
| Wharton County | 10 | 6 | 2.0% |
| Lavaca County | 10 | 3 | 2.1% |
| Crosby County | 10 | 1 | 3.2% |
| Howard County | 11 | 9 | 3.2% |
| Scurry County | 11 | 3 | 2.5% |
| McCulloch County | 11 | 1 | 2.9% |
| Robertson County | 12 | 3 | 1.8% |
| Sherman County | 12 | 1 | 3.3% |
| Cherokee County | 13 | 5 | 1.2% |
| DeWitt County | 13 | 2 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology