Lender in Ohio · HMDA 2025
Rapid Mortgage Company mortgages in Ohio
Rapid Mortgage Company's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Rapid Mortgage Company originated 710 owner-occupied single-family loans in Ohio from 716 completed applications.
Its median conventional purchase loan costs were $6,280 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
710
of 716 applications
Denial rate
0.5%
Purchase · OH 7.1%
Rate spread
+0.52 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 651 | 645 | 0.5% | 6.875% | +0.52 pts | $6,280 | $245,000 |
| Refinance | 35 | 35 | 0.0% | 6.125% | +0.05 pts | $4,820 | $275,000 |
| Cash-out refinance | 30 | 30 | 0.0% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Rapid Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 2 | 30 | 9.6% |
| Vinton County | 5 | 3 | 3.0% |
| Meigs County | 10 | 3 | 2.3% |
| Adams County | 12 | 6 | 2.2% |
| Scioto County | 13 | 12 | 1.8% |
| Athens County | 13 | 6 | 2.0% |
| Clermont County | 14 | 73 | 1.9% |
| Perry County | 15 | 8 | 1.9% |
| Gallia County | 15 | 4 | 1.6% |
| Pike County | 15 | 4 | 1.7% |
| Hocking County | 16 | 5 | 1.8% |
| Fairfield County | 18 | 44 | 1.6% |
| Ross County | 18 | 11 | 1.3% |
| Morgan County | 19 | 2 | 1.6% |
| Mahoning County | 20 | 28 | 1.0% |
| Brown County | 21 | 9 | 1.5% |
| Clinton County | 22 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology