Lender in New York · HMDA 2025
Reliant Home Funding, Inc. mortgages in New York
Reliant Home Funding, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Reliant Home Funding, Inc. originated 292 owner-occupied single-family loans in New York from 311 completed applications.
Its median conventional purchase loan costs were $8,010 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
292
of 311 applications
Denial rate
5.9%
Purchase · NY 9.5%
Rate spread
+0.09 pts
Conv. · NY +0.07 pts
Loan amount
$545,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 269 | 252 | 5.9% | 6.625% | +0.09 pts | $8,010 | $545,000 |
| Refinance | 21 | 20 | 4.8% | — | — | — | $585,000 |
| Cash-out refinance | 21 | 20 | 4.8% | — | — | — | $495,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Reliant Home Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Schuyler County | 22 | 1 | 0.8% |
| Suffolk County | 23 | 147 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology