Lender in Texas · HMDA 2025
Republic State Mortgage Co. mortgages in Texas
Republic State Mortgage Co.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Republic State Mortgage Co. originated 1,090 owner-occupied single-family loans in Texas from 1,105 completed applications.
Its median conventional purchase loan costs were $8,240 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.99% (Texas: 6.50%).
Loans in TX
1,090
of 1,105 applications
Denial rate
1.4%
Purchase · TX 10.2%
Rate spread
−0.19 pts
Conv. · TX +0.09 pts
Loan amount
$335,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,088 | 1,073 | 1.4% | 5.990% | −0.19 pts | $8,240 | $335,000 |
| Refinance | 13 | 13 | — | — | — | — | — |
| Cash-out refinance | 4 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Republic State Mortgage Co. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Presidio County | 1 | 2 | 14.3% |
| Frio County | 10 | 1 | 2.0% |
| Johnson County | 18 | 51 | 1.3% |
| Wise County | 18 | 17 | 1.0% |
| Collin County | 20 | 277 | 1.2% |
| Blanco County | 21 | 2 | 0.9% |
| Kaufman County | 23 | 45 | 1.0% |
| Trinity County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology