Lender in Alaska · HMDA 2025
Residential Mortgage, LLC mortgages in Alaska
Residential Mortgage, LLC's 2025 home-purchase and refinance lending in Alaska, compared with all lenders in the state.
Residential Mortgage, LLC originated 1,315 owner-occupied single-family loans in Alaska from 1,392 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $4,370 versus $5,740 for all Alaska lenders, at a median 30-year fixed rate of 6.25% (Alaska: 6.50%).
Loans in AK
1,315
of 1,392 applications
Denial rate
3.6%
Purchase · AK 5.7%
Rate spread
−0.06 pts
Conv. · AK +0.06 pts
Loan amount
$375,000
Purchase · AK $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,235 | 1,183 | 3.6% | 6.250% | −0.06 pts | $4,370 | $375,000 |
| Refinance | 85 | 74 | 12.9% | 6.375% | −0.05 pts | $5,420 | $375,000 |
| Cash-out refinance | 72 | 58 | 18.1% | 6.990% | +0.33 pts | $4,990 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Alaska counties where Residential Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Anchorage Municipality | 1 | 795 | 22.6% |
| Kodiak Island Borough | 1 | 35 | 35.0% |
| Chugach Census Area | 1 | 20 | 32.3% |
| Nome Census Area | 1 | 18 | 48.6% |
| Dillingham Census Area | 1 | 4 | 25.0% |
| North Slope Borough | 1 | 3 | 25.0% |
| Prince of Wales-Hyder Census Area | 1 | 3 | 25.0% |
| Kenai Peninsula Borough | 2 | 89 | 12.7% |
| Northwest Arctic Borough | 2 | 2 | 33.3% |
| Skagway Municipality | 2 | 2 | 18.2% |
| Matanuska-Susitna Borough | 3 | 229 | 10.4% |
| Ketchikan Gateway Borough | 3 | 10 | 9.9% |
| Sitka City and Borough | 3 | 4 | 9.5% |
| Bristol Bay Borough | 4 | 1 | 11.1% |
| Yukon-Koyukuk Census Area | 4 | 1 | 25.0% |
| Fairbanks North Star Borough | 5 | 87 | 6.8% |
| Juneau City and Borough | 9 | 10 | 2.9% |
| Southeast Fairbanks Census Area | 14 | 2 | 2.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology