Lender in California · HMDA 2025
Residential Wholesale Mortgage, Inc. mortgages in California
Residential Wholesale Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Residential Wholesale Mortgage, Inc. originated 530 owner-occupied single-family loans in California from 539 completed applications.
Its median conventional purchase loan costs were $7,730 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
530
of 539 applications
Denial rate
0.7%
Purchase · CA 8.9%
Rate spread
+0.20 pts
Conv. · CA +0.09 pts
Loan amount
$505,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 438 | 431 | 0.7% | 6.625% | +0.20 pts | $7,730 | $505,000 |
| Refinance | 69 | 68 | 1.5% | 6.500% | +0.13 pts | $4,350 | $555,000 |
| Cash-out refinance | 32 | 31 | 3.1% | 6.625% | +0.28 pts | $4,600 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Residential Wholesale Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tulare County | 19 | 50 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology