Lender in Florida · HMDA 2025
RMC Home Mortgage, LLC mortgages in Florida
RMC Home Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
RMC Home Mortgage, LLC originated 1,059 owner-occupied single-family loans in Florida from 1,122 completed applications.
Its median conventional purchase loan costs were $7,120 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
1,059
of 1,122 applications
Denial rate
5.5%
Purchase · FL 12.8%
Rate spread
+0.23 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,111 | 1,050 | 5.5% | 6.625% | +0.23 pts | $7,120 | $325,000 |
| Refinance | 7 | 7 | — | — | — | — | — |
| Cash-out refinance | 4 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where RMC Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Citrus County | 7 | 83 | 2.8% |
| Hernando County | 8 | 91 | 2.0% |
| Brevard County | 12 | 207 | 1.9% |
| Indian River County | 13 | 54 | 2.2% |
| Flagler County | 13 | 41 | 1.4% |
| St. Lucie County | 17 | 82 | 1.2% |
| Columbia County | 17 | 7 | 1.3% |
| Alachua County | 22 | 28 | 1.0% |
| Volusia County | 23 | 74 | 0.9% |
| Charlotte County | 23 | 43 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology