Lender in Massachusetts · HMDA 2025
Rockland Trust Company mortgages in Massachusetts
Rockland Trust Company's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Rockland Trust Company originated 771 owner-occupied single-family loans in Massachusetts from 902 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $4,800 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.25% (Massachusetts: 6.575%).
Loans in MA
771
of 902 applications
Denial rate
9.4%
Purchase · MA 6.3%
Rate spread
−0.21 pts
Conv. · MA +0.02 pts
Loan amount
$485,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 712 | 640 | 9.4% | 6.250% | −0.21 pts | $4,800 | $485,000 |
| Refinance | 101 | 76 | 24.8% | 5.875% | −0.21 pts | $3,730 | $385,000 |
| Cash-out refinance | 89 | 55 | 38.2% | 6.500% | −0.10 pts | $4,380 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Rockland Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dukes County | 3 | 11 | 8.3% |
| Nantucket County | 5 | 4 | 6.3% |
| Norfolk County | 12 | 144 | 1.9% |
| Plymouth County | 12 | 133 | 2.0% |
| Suffolk County | 14 | 99 | 1.8% |
| Middlesex County | 19 | 153 | 1.0% |
| Bristol County | 19 | 72 | 1.2% |
| Barnstable County | 20 | 27 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology