Lender in Michigan · HMDA 2025
Ross Mortgage Corporation mortgages in Michigan
Ross Mortgage Corporation's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Ross Mortgage Corporation originated 598 owner-occupied single-family loans in Michigan from 625 completed applications.
Its median conventional purchase loan costs were $4,710 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.875% (Michigan: 6.625%).
Loans in MI
598
of 625 applications
Denial rate
3.3%
Purchase · MI 7.8%
Rate spread
+0.39 pts
Conv. · MI +0.23 pts
Loan amount
$225,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 479 | 458 | 3.3% | 6.875% | +0.39 pts | $4,710 | $225,000 |
| Refinance | 90 | 85 | 2.2% | 6.125% | −0.13 pts | $2,630 | $305,000 |
| Cash-out refinance | 56 | 55 | 1.8% | 6.990% | +0.36 pts | $3,470 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Ross Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Genesee County | 18 | 70 | 1.3% |
| Iron County | 18 | 1 | 0.7% |
| Oakland County | 19 | 195 | 1.0% |
| St. Clair County | 20 | 26 | 1.1% |
| Wayne County | 24 | 162 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology