Lender in Iowa · HMDA 2025
Ruhl Mortgage, LLC mortgages in Iowa
Ruhl Mortgage, LLC's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Ruhl Mortgage, LLC originated 369 owner-occupied single-family loans in Iowa from 374 completed applications.
Its median conventional purchase loan costs were $2,140 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.375% (Iowa: 6.375%).
Loans in IA
369
of 374 applications
Denial rate
0.9%
Purchase · IA 6.3%
Rate spread
−0.11 pts
Conv. · IA −0.05 pts
Loan amount
$185,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 323 | 319 | 0.9% | 6.375% | −0.11 pts | $2,140 | $185,000 |
| Refinance | 46 | 45 | 0.0% | 6.125% | −0.26 pts | $2,100 | $295,000 |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Ruhl Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Muscatine County | 1 | 50 | 11.9% |
| Scott County | 2 | 243 | 8.7% |
| Des Moines County | 7 | 12 | 3.5% |
| Clinton County | 8 | 22 | 4.1% |
| Lee County | 8 | 5 | 2.5% |
| Louisa County | 11 | 2 | 2.6% |
| Henry County | 22 | 2 | 1.1% |
| Jackson County | 22 | 2 | 1.1% |
| Dubuque County | 23 | 7 | 0.5% |
| Winneshiek County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology