Lender in Massachusetts · HMDA 2025
Salem Five Mortgage Company, LLC mortgages in Massachusetts
Salem Five Mortgage Company, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Salem Five Mortgage Company, LLC originated 1,048 owner-occupied single-family loans in Massachusetts from 1,154 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $4,790 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
1,048
of 1,154 applications
Denial rate
7.4%
Purchase · MA 6.3%
Rate spread
+0.01 pts
Conv. · MA +0.02 pts
Loan amount
$525,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 980 | 898 | 7.4% | 6.625% | +0.01 pts | $4,790 | $525,000 |
| Refinance | 122 | 106 | 12.3% | 6.375% | −0.13 pts | $4,040 | $595,000 |
| Cash-out refinance | 52 | 44 | 11.5% | 6.875% | +0.31 pts | $4,260 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Salem Five Mortgage Company, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Essex County | 6 | 384 | 4.8% |
| Middlesex County | 8 | 311 | 2.0% |
| Suffolk County | 17 | 90 | 1.7% |
| Norfolk County | 23 | 73 | 1.0% |
| Worcester County | 24 | 85 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology