Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Sammamish Mortgage Company mortgages in Washington

Sammamish Mortgage Company's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Sammamish Mortgage Company originated 741 owner-occupied single-family loans in Washington from 754 completed applications.

Its median conventional purchase loan costs were $4,510 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.375% (Washington: 6.625%).

Loans in WA
741
of 754 applications
Denial rate
1.2%
Purchase · WA 5.9%
Rate spread
−0.14 pts
Conv. · WA +0.10 pts
Loan amount
$575,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5675601.2%6.375%−0.14 pts$4,510$575,000
Refinance1871813.2%6.125%−0.10 pts$2,860$575,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Washington counties where Sammamish Mortgage Company ranks in the top 25

CountyRankLoansMarket share
King County174081.6%
Klickitat County1831.4%
Kittitas County2081.2%
Wahkiakum County2011.7%
Kitsap County23541.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology