Lender in Texas · HMDA 2025
Security Service Federal Credit Union mortgages in Texas
Security Service Federal Credit Union's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Security Service Federal Credit Union originated 769 owner-occupied single-family loans in Texas from 1,128 completed applications.
Its median conventional purchase loan costs were $5,420 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
769
of 1,128 applications
Denial rate
29.3%
Purchase · TX 10.2%
Rate spread
−0.16 pts
Conv. · TX +0.09 pts
Loan amount
$265,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 567 | 393 | 29.3% | 6.375% | −0.16 pts | $5,420 | $265,000 |
| Refinance | 114 | 67 | 37.7% | 6.375% | −0.22 pts | $3,460 | $175,000 |
| Cash-out refinance | 447 | 309 | 28.4% | 6.875% | +0.49 pts | $3,120 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Security Service Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Zavala County | 1 | 2 | 14.3% |
| Uvalde County | 2 | 10 | 8.4% |
| Maverick County | 5 | 6 | 1.9% |
| Frio County | 6 | 2 | 4.1% |
| Bandera County | 9 | 6 | 2.5% |
| Kendall County | 10 | 18 | 1.8% |
| Atascosa County | 12 | 10 | 2.1% |
| Willacy County | 13 | 1 | 1.7% |
| Aransas County | 15 | 5 | 1.4% |
| Mills County | 15 | 1 | 2.3% |
| Bexar County | 16 | 366 | 1.4% |
| Karnes County | 17 | 1 | 1.5% |
| Cameron County | 18 | 54 | 1.8% |
| Refugio County | 18 | 1 | 1.9% |
| Kerr County | 19 | 6 | 1.2% |
| Live Oak County | 19 | 1 | 1.3% |
| Hidalgo County | 21 | 77 | 1.3% |
| Starr County | 21 | 2 | 1.1% |
| San Patricio County | 22 | 9 | 1.0% |
| Medina County | 23 | 12 | 1.2% |
| Kleberg County | 23 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology