Lender in Utah · HMDA 2025
Securitynational Mortgage Company mortgages in Utah
Securitynational Mortgage Company's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Securitynational Mortgage Company originated 1,205 owner-occupied single-family loans in Utah from 1,286 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $9,050 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.875% (Utah: 6.50%).
Loans in UT
1,205
of 1,286 applications
Denial rate
4.4%
Purchase · UT 6.5%
Rate spread
+0.46 pts
Conv. · UT +0.05 pts
Loan amount
$435,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,159 | 1,108 | 4.4% | 6.875% | +0.46 pts | $9,050 | $435,000 |
| Refinance | 80 | 62 | 22.5% | 6.875% | +0.47 pts | $9,490 | $495,000 |
| Cash-out refinance | 47 | 35 | 25.5% | 7.125% | +0.69 pts | $11,020 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Securitynational Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sanpete County | 2 | 73 | 17.3% |
| Salt Lake County | 6 | 508 | 3.4% |
| Utah County | 9 | 355 | 3.0% |
| Millard County | 9 | 4 | 2.6% |
| Piute County | 9 | 1 | 5.9% |
| Sevier County | 10 | 5 | 1.6% |
| Iron County | 11 | 24 | 2.1% |
| Washington County | 12 | 68 | 1.8% |
| Tooele County | 14 | 45 | 2.4% |
| Beaver County | 14 | 2 | 2.1% |
| Garfield County | 17 | 1 | 1.5% |
| Juab County | 19 | 3 | 1.5% |
| Carbon County | 23 | 3 | 0.9% |
| Davis County | 24 | 51 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology