Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Illinois · HMDA 2025

Select Lending Services LLC mortgages in Illinois

Select Lending Services LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.

Select Lending Services LLC originated 262 owner-occupied single-family loans in Illinois from 280 completed applications.

Its median conventional purchase loan costs were $6,340 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).

Loans in IL
262
of 280 applications
Denial rate
1.8%
Purchase · IL 9.2%
Rate spread
+0.24 pts
Conv. · IL +0.27 pts
Loan amount
$425,000
Purchase · IL $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2182041.8%6.750%+0.24 pts$6,340$425,000
Refinance57540.0%6.500%+0.21 pts$2,650$435,000
Cash-out refinance54—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology