Lender in Minnesota · HMDA 2025
Servion, Inc. mortgages in Minnesota
Servion, Inc.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Servion, Inc. originated 591 owner-occupied single-family loans in Minnesota from 613 completed applications.
Its median conventional purchase loan costs were $5,050 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.50% (Minnesota: 6.625%).
Loans in MN
591
of 613 applications
Denial rate
1.6%
Purchase · MN 5.2%
Rate spread
+0.09 pts
Conv. · MN +0.15 pts
Loan amount
$245,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 493 | 483 | 1.6% | 6.500% | +0.09 pts | $5,050 | $245,000 |
| Refinance | 48 | 46 | 4.2% | 6.375% | −0.02 pts | $3,710 | $245,000 |
| Cash-out refinance | 72 | 62 | 11.1% | 6.875% | +0.39 pts | $4,200 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Servion, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Koochiching County | 1 | 45 | 36.0% |
| Hubbard County | 1 | 22 | 10.4% |
| Wadena County | 1 | 12 | 9.0% |
| Swift County | 1 | 6 | 6.7% |
| Chippewa County | 2 | 11 | 10.4% |
| Yellow Medicine County | 2 | 8 | 9.2% |
| Carlton County | 4 | 24 | 4.9% |
| Lac qui Parle County | 4 | 3 | 5.9% |
| Houston County | 5 | 10 | 4.2% |
| Steele County | 7 | 15 | 3.1% |
| Nobles County | 7 | 6 | 3.3% |
| Cook County | 7 | 1 | 2.1% |
| St. Louis County | 9 | 70 | 2.9% |
| Dodge County | 9 | 10 | 3.2% |
| Becker County | 10 | 6 | 1.5% |
| Jackson County | 10 | 3 | 3.0% |
| Traverse County | 10 | 1 | 3.0% |
| Olmsted County | 11 | 58 | 2.6% |
| Beltrami County | 11 | 7 | 2.6% |
| Crow Wing County | 12 | 19 | 2.3% |
| Murray County | 12 | 2 | 2.4% |
| Goodhue County | 14 | 11 | 1.7% |
| Renville County | 14 | 3 | 2.0% |
| Itasca County | 16 | 8 | 1.6% |
| Kandiyohi County | 16 | 6 | 1.3% |
| Mille Lacs County | 23 | 5 | 1.1% |
| Morrison County | 23 | 5 | 1.3% |
| Clearwater County | 23 | 1 | 1.1% |
| Wabasha County | 24 | 3 | 1.1% |
| Norman County | 24 | 1 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology