Lender in Florida · HMDA 2025
ServisFirst Bank mortgages in Florida
ServisFirst Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
ServisFirst Bank originated 289 owner-occupied single-family loans in Florida from 298 completed applications.
Its median conventional purchase loan costs were $4,620 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.49% (Florida: 6.625%).
Loans in FL
289
of 298 applications
Denial rate
1.2%
Purchase · FL 12.8%
Rate spread
−0.02 pts
Conv. · FL +0.14 pts
Loan amount
$305,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 247 | 244 | 1.2% | 6.490% | −0.02 pts | $4,620 | $305,000 |
| Refinance | 36 | 34 | 5.6% | — | +0.48 pts | $7,850 | $485,000 |
| Cash-out refinance | 15 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where ServisFirst Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Leon County | 4 | 187 | 6.8% |
| Gadsden County | 5 | 13 | 4.7% |
| Jefferson County | 6 | 5 | 4.3% |
| Wakulla County | 17 | 7 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology