Lender in Maryland · HMDA 2025
Shore United Bank, N.A. mortgages in Maryland
Shore United Bank, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Shore United Bank, N.A. originated 630 owner-occupied single-family loans in Maryland from 676 completed applications.
Its median conventional purchase loan costs were $6,160 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
630
of 676 applications
Denial rate
5.6%
Purchase · MD 8.6%
Rate spread
+0.14 pts
Conv. · MD +0.14 pts
Loan amount
$365,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 588 | 552 | 5.6% | 6.625% | +0.14 pts | $6,160 | $365,000 |
| Refinance | 65 | 59 | 7.7% | — | +0.24 pts | $4,460 | $265,000 |
| Cash-out refinance | 23 | 19 | 17.4% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Shore United Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Talbot County | 3 | 33 | 7.2% |
| Caroline County | 9 | 13 | 2.8% |
| Dorchester County | 11 | 12 | 2.4% |
| Queen Anne's County | 12 | 19 | 1.9% |
| Baltimore County | 13 | 146 | 1.5% |
| St. Mary's County | 13 | 38 | 2.1% |
| Somerset County | 14 | 3 | 1.4% |
| Kent County | 15 | 3 | 1.3% |
| Harford County | 20 | 46 | 1.2% |
| Calvert County | 22 | 15 | 0.9% |
| Washington County | 23 | 23 | 1.2% |
| Worcester County | 23 | 9 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology