Lender in Texas · HMDA 2025
Southern Lending Services, Ltd. mortgages in Texas
Southern Lending Services, Ltd.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Southern Lending Services, Ltd. originated 200 owner-occupied single-family loans in Texas from 201 completed applications.
Its median conventional purchase loan costs were $4,570 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.99% (Texas: 6.50%).
Loans in TX
200
of 201 applications
Denial rate
0.5%
Purchase · TX 10.2%
Rate spread
−0.81 pts
Conv. · TX +0.09 pts
Loan amount
$505,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 200 | 0.5% | 5.990% | −0.81 pts | $4,570 | $505,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Southern Lending Services, Ltd. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bastrop County | 23 | 13 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology