Lender in Texas · HMDA 2025
Southwest Funding, LP mortgages in Texas
Southwest Funding, LP's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Southwest Funding, LP originated 593 owner-occupied single-family loans in Texas from 668 completed applications.
Its median conventional purchase loan costs were $7,960 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
593
of 668 applications
Denial rate
5.2%
Purchase · TX 10.2%
Rate spread
+0.45 pts
Conv. · TX +0.09 pts
Loan amount
$275,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 538 | 485 | 5.2% | 6.750% | +0.45 pts | $7,960 | $275,000 |
| Refinance | 71 | 57 | 4.2% | 6.750% | +0.30 pts | $9,110 | $395,000 |
| Cash-out refinance | 59 | 51 | 5.1% | 7.000% | +0.57 pts | $8,990 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Southwest Funding, LP ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Matagorda County | 3 | 20 | 6.8% |
| Hall County | 8 | 1 | 4.0% |
| Blanco County | 9 | 5 | 2.4% |
| Maverick County | 9 | 3 | 0.9% |
| Webb County | 11 | 44 | 2.1% |
| Jefferson County | 21 | 27 | 1.3% |
| Wood County | 21 | 5 | 0.8% |
| Wharton County | 21 | 3 | 1.0% |
| Archer County | 23 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology