Lender in Louisiana · HMDA 2025
Standard Mortgage Corporation mortgages in Louisiana
Standard Mortgage Corporation's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Standard Mortgage Corporation originated 343 owner-occupied single-family loans in Louisiana from 398 completed applications.
Its median conventional purchase loan costs were $4,870 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.625% (Louisiana: 6.625%).
Loans in LA
343
of 398 applications
Denial rate
5.9%
Purchase · LA 10.2%
Rate spread
−0.01 pts
Conv. · LA +0.19 pts
Loan amount
$235,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 286 | 269 | 5.9% | 6.625% | −0.01 pts | $4,870 | $235,000 |
| Refinance | 43 | 39 | 9.3% | 6.375% | −0.11 pts | $4,530 | $275,000 |
| Cash-out refinance | 69 | 35 | 49.3% | 6.875% | +0.21 pts | $4,600 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Standard Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lafayette Parish | 8 | 84 | 2.5% |
| St. Mary Parish | 11 | 4 | 1.7% |
| Iberia Parish | 12 | 10 | 2.2% |
| LaSalle Parish | 12 | 2 | 1.6% |
| St. Tammany Parish | 18 | 64 | 1.7% |
| Rapides Parish | 18 | 13 | 1.2% |
| Jefferson Parish | 19 | 36 | 1.1% |
| Vermilion Parish | 20 | 5 | 1.0% |
| Caddo Parish | 23 | 31 | 1.6% |
| Acadia Parish | 24 | 5 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology