Lender in Texas · HMDA 2025
STG Mortgage Inc. mortgages in Texas
STG Mortgage Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
STG Mortgage Inc. originated 214 owner-occupied single-family loans in Texas from 256 completed applications.
Its median conventional purchase loan costs were $7,020 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
214
of 256 applications
Denial rate
11.5%
Purchase · TX 10.2%
Rate spread
+0.14 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 227 | 198 | 11.5% | 6.500% | +0.14 pts | $7,020 | $315,000 |
| Refinance | 19 | 10 | — | — | — | — | — |
| Cash-out refinance | 10 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where STG Mortgage Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Throckmorton County | 1 | 1 | 50.0% |
| Caldwell County | 19 | 3 | 0.5% |
| Jack County | 19 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology