Lender in Missouri · HMDA 2025
Stifel Bank and Trust mortgages in Missouri
Stifel Bank and Trust's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Stifel Bank and Trust originated 1,140 owner-occupied single-family loans in Missouri from 1,166 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $3,060 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.375% (Missouri: 6.625%).
Loans in MO
1,140
of 1,166 applications
Denial rate
1.7%
Purchase · MO 6.5%
Rate spread
−0.04 pts
Conv. · MO +0.24 pts
Loan amount
$315,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 970 | 946 | 1.7% | 6.375% | −0.04 pts | $3,060 | $315,000 |
| Refinance | 139 | 137 | 1.4% | 6.000% | −0.17 pts | $1,810 | $365,000 |
| Cash-out refinance | 57 | 57 | 0.0% | — | +0.08 pts | $1,890 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Stifel Bank and Trust ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Louis County | 6 | 598 | 4.4% |
| St. Charles County | 7 | 276 | 3.5% |
| St. Louis city | 7 | 122 | 3.9% |
| Jefferson County | 16 | 63 | 1.5% |
| Franklin County | 18 | 24 | 1.5% |
| Warren County | 19 | 12 | 1.5% |
| Lincoln County | 21 | 18 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology