Lender in New York · HMDA 2025
Summit Mortgage Bankers Inc. mortgages in New York
Summit Mortgage Bankers Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Summit Mortgage Bankers Inc. originated 231 owner-occupied single-family loans in New York from 237 completed applications.
Its median conventional purchase loan costs were $7,070 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.50% (New York: 6.50%).
Loans in NY
231
of 237 applications
Denial rate
3.0%
Purchase · NY 9.5%
Rate spread
−0.08 pts
Conv. · NY +0.07 pts
Loan amount
$525,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 196 | 3.0% | 6.500% | −0.08 pts | $7,070 | $525,000 |
| Refinance | 27 | 27 | 0.0% | 6.625% | +0.07 pts | $8,520 | $455,000 |
| Cash-out refinance | 8 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Summit Mortgage Bankers Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Queens County | 21 | 86 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology