Lender in Oregon · HMDA 2025
Summit Mortgage Corporation mortgages in Oregon
Summit Mortgage Corporation's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Summit Mortgage Corporation originated 207 owner-occupied single-family loans in Oregon from 215 completed applications.
Its median conventional purchase loan costs were $6,830 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
207
of 215 applications
Denial rate
3.4%
Purchase · OR 5.7%
Rate spread
+0.09 pts
Conv. · OR +0.12 pts
Loan amount
$405,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 175 | 168 | 3.4% | 6.625% | +0.09 pts | $6,830 | $405,000 |
| Refinance | 40 | 39 | 0.0% | 6.375% | +0.02 pts | $7,410 | $505,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Summit Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tillamook County | 18 | 4 | 1.4% |
| Hood River County | 23 | 2 | 1.1% |
| Multnomah County | 25 | 77 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology