Lender in Texas · HMDA 2025
Susser Bank mortgages in Texas
Susser Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Susser Bank originated 277 owner-occupied single-family loans in Texas from 292 completed applications.
Its median conventional purchase loan costs were $7,020 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
277
of 292 applications
Denial rate
4.3%
Purchase · TX 10.2%
Rate spread
+0.27 pts
Conv. · TX +0.09 pts
Loan amount
$365,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 231 | 220 | 4.3% | 6.875% | +0.27 pts | $7,020 | $365,000 |
| Refinance | 35 | 33 | 5.7% | 6.875% | +0.37 pts | $6,320 | $385,000 |
| Cash-out refinance | 26 | 24 | 3.9% | 7.125% | +0.60 pts | $6,510 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Susser Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bosque County | 8 | 5 | 2.9% |
| McLennan County | 11 | 61 | 1.9% |
| Parmer County | 17 | 1 | 2.4% |
| Hill County | 24 | 5 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology