Lender in Louisiana · HMDA 2025
Synergy One Lending, Inc. mortgages in Louisiana
Synergy One Lending, Inc.'s 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Synergy One Lending, Inc. originated 691 owner-occupied single-family loans in Louisiana from 733 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $5,600 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.75% (Louisiana: 6.625%).
Loans in LA
691
of 733 applications
Denial rate
4.0%
Purchase · LA 10.2%
Rate spread
+0.37 pts
Conv. · LA +0.19 pts
Loan amount
$245,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 653 | 622 | 4.0% | 6.750% | +0.37 pts | $5,600 | $245,000 |
| Refinance | 43 | 42 | 2.3% | 6.490% | +0.18 pts | $7,390 | $295,000 |
| Cash-out refinance | 37 | 27 | 27.0% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Synergy One Lending, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| East Baton Rouge Parish | 3 | 242 | 5.4% |
| Ascension Parish | 4 | 100 | 5.6% |
| Pointe Coupee Parish | 4 | 10 | 5.4% |
| East Feliciana Parish | 4 | 8 | 5.7% |
| Livingston Parish | 6 | 100 | 4.7% |
| West Baton Rouge Parish | 6 | 13 | 3.8% |
| Iberville Parish | 6 | 9 | 3.8% |
| Webster Parish | 7 | 9 | 3.1% |
| West Feliciana Parish | 10 | 2 | 1.6% |
| Caldwell Parish | 12 | 1 | 1.5% |
| Caddo Parish | 14 | 46 | 2.3% |
| Bossier Parish | 14 | 38 | 2.1% |
| Sabine Parish | 18 | 1 | 0.8% |
| Terrebonne Parish | 19 | 8 | 1.0% |
| Assumption Parish | 19 | 1 | 0.7% |
| Iberia Parish | 21 | 6 | 1.3% |
| St. John the Baptist Parish | 21 | 3 | 1.0% |
| St. Charles Parish | 23 | 5 | 0.9% |
- Synergy One Lending, Inc. nationwide
- Louisiana mortgage market
- Synergy One Lending, Inc. in Texas
- Synergy One Lending, Inc. in Ohio
- Synergy One Lending, Inc. in California
- Synergy One Lending, Inc. in Colorado
- Synergy One Lending, Inc. in Washington
- Synergy One Lending, Inc. in Oregon
- Synergy One Lending, Inc. in Idaho
- Synergy One Lending, Inc. in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology