Lender in Texas · HMDA 2025
Texas Regional Bank mortgages in Texas
Texas Regional Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Texas Regional Bank originated 274 owner-occupied single-family loans in Texas from 301 completed applications.
Its median conventional purchase loan costs were $7,620 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
274
of 301 applications
Denial rate
6.5%
Purchase · TX 10.2%
Rate spread
+0.32 pts
Conv. · TX +0.09 pts
Loan amount
$345,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 262 | 241 | 6.5% | 6.500% | +0.32 pts | $7,620 | $345,000 |
| Refinance | 18 | 15 | — | — | — | — | — |
| Cash-out refinance | 21 | 18 | 4.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Texas Regional Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brooks County | 2 | 1 | 14.3% |
| Blanco County | 7 | 6 | 2.8% |
| Willacy County | 9 | 2 | 3.3% |
| Cooke County | 23 | 4 | 0.7% |
| Somervell County | 24 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology