Lender in Texas · HMDA 2025
The American National Bank of Texas mortgages in Texas
The American National Bank of Texas's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
The American National Bank of Texas originated 449 owner-occupied single-family loans in Texas from 492 completed applications.
Its median conventional purchase loan costs were $8,480 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.125% (Texas: 6.50%).
Loans in TX
449
of 492 applications
Denial rate
5.6%
Purchase · TX 10.2%
Rate spread
+0.08 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 396 | 371 | 5.6% | 6.125% | +0.08 pts | $8,480 | $325,000 |
| Refinance | 52 | 43 | 13.5% | 6.375% | +0.09 pts | $5,330 | $375,000 |
| Cash-out refinance | 44 | 35 | 15.9% | 6.990% | +0.66 pts | $6,740 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where The American National Bank of Texas ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hunt County | 4 | 55 | 3.0% |
| Van Zandt County | 7 | 24 | 3.5% |
| Hopkins County | 13 | 8 | 2.1% |
| Kaufman County | 18 | 56 | 1.2% |
| Rains County | 22 | 2 | 1.4% |
| Wood County | 24 | 5 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology