Lender in Maine · HMDA 2025
The Camden National Bank mortgages in Maine
The Camden National Bank's 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
The Camden National Bank originated 546 owner-occupied single-family loans in Maine from 590 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $3,980 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.49% (Maine: 6.625%).
Loans in ME
546
of 590 applications
Denial rate
4.1%
Purchase · ME 8.3%
Rate spread
−0.03 pts
Conv. · ME +0.23 pts
Loan amount
$365,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 440 | 414 | 4.1% | 6.490% | −0.03 pts | $3,980 | $365,000 |
| Refinance | 64 | 57 | 9.4% | 6.125% | −0.08 pts | $3,510 | $455,000 |
| Cash-out refinance | 86 | 75 | 12.8% | 6.625% | +0.13 pts | $3,630 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Maine counties where The Camden National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hancock County | 1 | 50 | 9.3% |
| Knox County | 4 | 26 | 6.5% |
| Lincoln County | 4 | 24 | 5.9% |
| Cumberland County | 6 | 152 | 3.8% |
| York County | 6 | 96 | 2.9% |
| Sagadahoc County | 7 | 21 | 4.5% |
| Waldo County | 7 | 19 | 3.9% |
| Washington County | 7 | 12 | 4.4% |
| Somerset County | 9 | 18 | 3.2% |
| Piscataquis County | 9 | 8 | 3.7% |
| Kennebec County | 10 | 52 | 3.1% |
| Penobscot County | 11 | 42 | 2.2% |
| Oxford County | 15 | 10 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology